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Effective 1Q 2025, Voya Financial acquired the OneAmerica Financial full-service retirement plan business. As part of that transaction, Voya purchased OneAmerica Retirement Services LLC and OneAmerica Investment Advisory Services. Group annuity contracts issued by American United Life Insurance Company (AUL) will be administered by Voya Retirement Insurance and Annuity Company (VRIAC). Administrative and recordkeeping services will be provided by Voya Retirement Insurance and Annuity Company or Voya Institutional Plan Services, LLC. Certain registered representatives of OneAmerica Securities, Inc. who support the affected businesses will be registered with Voya Financial Partners, LLC (member SIPC) or Voya Financial Advisors, Inc. (member SIPC). OneAmerica Financial continues to provide information and services to Voya through a transitional service agreement.

Variable products are sold by prospectus. Both the product prospectus and underlying fund prospectuses can be obtained from your investment professional. Before investing, carefully consider the fund’s investment objectives, risks, charges, and expenses. The product prospectus and underlying fund prospectus contain this and other important information. Read the prospectuses carefully before investing.
MasteryPOINT’s My OneCheck® Online Retirement Income Strategy (RIS) tool is a sophisticated retirement planning tool designed to provide you with valuable help in reaching your retirement goals. However, My OneCheck® Online’s forecasts and projections are derived from mathematical modeling techniques of the economic and financial markets that may or may not reflect actual conditions and events.
Target Date Funds are designed for people who plan to retire and begin taking withdrawals during or near a specific year. These funds use a strategy that reallocates equity exposure to a higher percentage of fixed investments; the funds will shift assets from equities to fixed-income investments over time. As a result, the funds become more conservative over time as you approach retirement. It’s important to remember that no strategy can assure a profit or prevent a loss in a declining market and the principal value of the Target Date Funds is not guaranteed at any time, including the target date. Target Date Funds are designed to provide diversification and asset allocation across several types of investments and asset classes, primarily by investing in underlying funds. Therefore, in addition to the expenses of the Target Date Funds, an investor is indirectly paying a proportionate share of the applicable fees and expenses of the underlying funds. The principal amounts invested into these funds are not guaranteed at any point and may lose value.
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