Help Guide Your Clients’ Journey with Whole Life

Our Whole Life insurance products offer

  • A variety of customizable solutions to fit your clients' journey
  • Coverage at a guaranteed cost
  • A lifetime of coverage from OneAmerica

And a dedicated sales team to support you. Read on to find out more about OneAmerica and our products.

Our Purpose

We believe in making a positive difference in the lives of others, providing strategies to help reduce their worry and stress and increase their financial confidence in the future. Because we’re there when our customers need us most.

Building long-lasting relationships
Understanding financial goals and priorities
Analyzing data and presenting solutions
Implementing short- and long-term strategies

Our belief and our process are what enable us to help clients meet their financial needs and achieve their financial goals, supporting their planning now so they can secure their financial future.

Caring for Families

When an organization’s values are aligned to its associates and customers, they can achieve great things together.

Finding Her Calling

The financial services industry needs people who care about others. Hear an agent talk about why she decided to answer that call.

Know Your Why

If asked, “Why do you do what you do?”, how would you respond? Hear the Why of Dennis Martin, the president of Individual Life and Financial Services at OneAmerica.

Built for Compassion

The financial services industry needs people who care are about others. Mary Jo has built a business on making the professional personal.


Why OneAmerica?

Mutual Heritage

Our mutuality, long-term stability and financial strength are how we remain dedicated to delivering on our promises, for both you and your clients. Our owners are our customers, not a small group responding to Wall Street. This structure enables us to always focus on our customers, and our associates.

Long-Term Focus

Our products and financials are built for the long haul, so you can provide flexible solutions that are efficient and trusted. Your customers may need us 50 years (or more) from now, and we are built for that commitment.

Diverse Portfolio

Our broad product portfolio provides what you want to deliver and what your clients need. This full suite of products includes life insurance, annuities, asset-based long-term care, and workplace benefits— all available through the companies of OneAmerica.

Business Support

Our job is to make your job easier, and we do that by offering a comprehensive range of resources you can choose from to build your business. Whether you prefer a guided tour or directions, we are here for you every step of the way.

“We’re becoming a company that serves more people in better ways. I believe the best is yet to come for OneAmerica.”

-J.Scott Davison, Chairman, President and CEO.

See OneAmerica’s Annual Report
Scott Davison

Our Products

Term Life Insurance
OneAmerica® Term and OneAmerica® Premier Term

Your clients can affordably cover their economic life value–while choosing a product tailored to their needs, from time frame to pricing to convertibility.

Term Life Client Brochure (I-20771) Term Conversion Consumer Brochure (I- 24560)
Whole Life Insurance
Whole Life 95, Whole Life 121 and Whole Life Select

With a focus on building cash value quickly, Whole Life 95 offers your clients the opportunity to leave a legacy for beneficiaries or to use their cash value while they’re living. Whole Life 121 offers a higher death benefit at a lower premium. Whole Life Select provides faster funding of the policy’s value through shorter pay periods with a distribution focus.

Whole Life Consumer Brochure (I-28451) The Dividend Story (I-24556)
Fixed Annuities
Freedom Builder and Freedom Builder Plus

Assist your clients who may want to take advantage of positive market returns in some years while knowing their account value is protected from declines in other years. Introduce them to Freedom Builder and Freedom Builder Plus.

Secure Income Stream

Secure Income Stream flexible deferred income annuity provides clients with a guaranteed income stream they cannot outlive.

Single Premium Immediate Annuity

With SPIA, after clients pay the single premium the focus immediately turns to income payments.

Fixed Income Annuities Consumer Brochure (I-31251)

Learn More and Apply Now

OneAmerica empowers you to build and grow your business by providing the resources you need to succeed. We offer all the key ingredients, from products to services to relationships, for you to plug into your own recipe for success.

What we won’t do?
Tell you how to run your business.

With high-quality, flexible products that stand the test of time and personal service through every stage of business, we’re here to help you meet your clients where they are and deliver value through every stage of life.

With OneAmerica, you can be in business for yourself, not by yourself.

The companies of OneAmerica are here to help you establish or expand your practice so you can address your clients’ financial services needs throughout their lifetime. We are here to help you gain access to the financial tools, products and platforms that will complement your success.

Agent Information