Asset Care by OneAmerica Financial

For more than 35 years, the companies of OneAmerica Financial^® have been a thought leader in the long-term care (LTC) protection industry. Solutions delivered with flexibility and care, Asset Care can help enable your clients to cover long-term care expenses if they need it — or leave a financial legacy to their loved ones if they don’t.

As the care needs of Americans continue to evolve, we’re pleased to announce that starting Oct. 21, 2024, enhanced long-term care protection options will be available for Asset Care.

Why choose OneAmerica Financial and our latest product enhancements?

For almost 150 years, millions of Americans have trusted the companies of OneAmerica Financial to deliver on our promises. We're here with you every step of the way, providing support, empathy, and strategies to help ease burdens so families can focus on what matters most.

We empower your clients with the guidance and flexibility to tailor a policy that meets their needs when they need us most. New enhancements include:

A cash benefit to be used to meet informal care needs
Increased options to bridge the gap from home to formal care with support from independent caregivers
Expanded supportive equipment benefits for clients receiving care at home
Simplified benefit period options to make tailoring a plan and designing coverage easier than ever before
Enhanced inflation protection options to help safeguard against rising costs of long-term care over time.

Our team is here at every step, providing empathy and support for your clients while they navigate the challenges of a long-term care event. In addition to the support that you expect from our wholesaling team, we:

Continue offering a dedicated Care Benefit Concierge service to you and your family, providing claims and billing support from day one of your claim;
Introduced a new caregiver consultant benefit that provides informal caregivers in the home access to a consultant who will provide insights and education during optional monthly touchpoints; and
Maintain a care coordination benefit to provide services aimed at providing information about services and providers in your area.

Care for a lifetime. OneAmerica Financial and our asset-based LTC strategies will be there when your client needs us most, offering:

Enhanced pricing for long-term care and inflation protection
A lifetime benefit option so that clients’ dollars for care never run out
Guaranteed premiums, so your clients have peace of mind that their costs won’t increase later in life.

Want to learn more?

Join us for in-person or virtual learning sessions throughout November.

In-person sessions

Virtual sessions

About OneAmerica Financial

Place your trust in our financial strength

We proudly stand among the top 8% of U.S. life insurers in earning consistently high third-party ratings.*

A.M. Best: A+ (Superior)
S&P: AA-

Our history as a mutual organization

OneAmerica Financial^® is a national financial services organization helping people build greater certainty for better moments, every day. The companies of OneAmerica Financial have been advancing financial security for almost 150 years, supporting millions of customers with solutions across life insurance, retirement, employee benefits and long-term care. As a people-first mutual organization, OneAmerica Financial prioritizes customers’ interests and maintains a long-term focus on both value and financial stability.

Let's connect

Ready to see what OneAmerica Financial can do for your clients? Let's Talk!

Reach out to your regional sales director.

Reach Out

Contact the Care solutions Sales Desk at 844-833-5520

This website page is designed for Financial Professionals.

*Calculated by OneAmerica Financial based on data provided by provided by S&P Global Market Intelligence as of Aug. 29, 2024. State Life was rated A+ by A.M. Best Aug. 29, 2024. A+ is the second highest of A.M. Best’s rating categories. State Life was rated AA- by S&P on August 22, 2024. AA- is the fourth highest of Standard & Poor’s 22 rating categories. This rating refers to the overall financial status and is not a recommendation of the company.

OneAmerica Financial^® is the marketing name for the companies of OneAmerica Financial. Products underwritten by The State Life Insurance Company^® (State Life), a OneAmerica Financial company that offers the Care Solutions product suite. Asset Care form numbers: ICC18 L302, ICC18 L302 JT, ICC18 L302 SP, ICC18 L302 SP JT, ICC18 R532, ICC18 R533, ICC18 R539, ICC18 SA39, ICC18 R540, ICC24 R545, ICC24 R546 and ICC24 R547. Not available in all states and may vary by state.

Caring expertise, at every step