Caring expertise
at every step

Discover enhanced long-term care protection with Asset Care®

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For more than 35 years, the companies of OneAmerica Financial® have been leaders in long-term care (LTC) protection, offering flexible solutions delivered with care. With Asset Care, if your clients need LTC support, they’re covered. If not, they can leave a financial legacy for loved ones.

Asset Care® with OneAmerica Financial

We're here with you every step of the way, providing support, empathy and strategies during life’s difficult moments — so families can focus on what matters most.

Our team is here at every step — providing support, empathy and strategies for families navigating the need for long-term care:

  • Our Care Benefit Concierge is there for your clients and their families, providing claims and billing support from day one.
  • A Caregiver Consultant* offers optional virtual or in-person monthly touchpoints, providing resources, education and support for in-home informal caregivers. Through a collaboration with Amada Senior Care,** this is one way we’re bringing the benefit to life and helping ease the burdens faced by caregivers and families.
  • Care Coordination offers information about services and providers in your area.

We can empower your clients with guidance and flexibility to tailor policies and align future care to their needs:

  • Easy payment services directly to formal or professional care providers.
  • Flexibility for a cash benefit* to be used to meet informal care needs.
  • Benefit period options to make tailoring a plan and designing coverage easy.
  • Inflation protection to help safeguard against rising costs of long-term care over time.

With a commitment to care for a lifetime, OneAmerica Financial and our asset-based long-term care strategies will be there when your clients need us most:

  • A lifetime benefit option, ensuring each client’s care funds never run out.
  • Guaranteed premiums, so your clients have peace of mind their costs won’t increase later in life.
  • Stewardship through financial strength: For almost 150 years, millions of Americans have trusted the companies of OneAmerica Financial to deliver on our promises.

* Policy details differ in California.
** Availability may vary.
Amada Senior Care is not an affiliate of the companies of OneAmerica Financial.

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Contact the Care Solutions sales desk at 844-833-5520

About OneAmerica Financial

Place your trust in our financial strength

We proudly stand among the top 8% of U.S. life insurers in earning consistently high third-party ratings.*

  • A.M. Best: A+ (Superior)
  • S&P: AA-

Our history as a mutual organization

OneAmerica Financial® is a national financial services organization helping people build greater certainty for better moments, every day. The companies of OneAmerica Financial have been advancing financial security for almost 150 years, supporting millions of customers with solutions across life insurance, retirement, employee benefits and long-term care. As a people-first mutual organization, OneAmerica Financial prioritizes customers’ interests and maintains a long-term focus on both value and financial stability.

More on our mutual structure

This website page is designed for Financial Professionals.

*Calculated by OneAmerica Financial based on data provided by provided by S&P Global Market Intelligence as of Aug. 29, 2024. State Life was rated A+ by A.M. Best Aug. 29, 2024. A+ is the second highest of A.M. Best’s rating categories. State Life was rated AA- by S&P on Aug. 22, 2024. AA- is the fourth highest of Standard & Poor’s 22 rating categories. This rating refers to the overall financial status and is not a recommendation of the company.

OneAmerica Financial® is the marketing name for the companies of OneAmerica Financial. Products underwritten by The State Life Insurance Company® (State Life), a OneAmerica Financial company that offers the Care Solutions product suite. Asset Care form numbers: ICC18 L302, ICC18 L302 JT, ICC18 L302 SP, ICC18 L302 SP JT, ICC18 R532, ICC18 R533, ICC18 R539, ICC18 SA39, ICC18 R540, ICC24 R545, ICC24 R546 and ICC24 R547. Not available in all states and may vary by state. • All guarantees are subject to the claims-paying ability of State Life. • Care Benefit Concierge service is company practice and may be subject to change.