Career ASSOCIATE GENERAL Agents

Qualification period Jan. 1–Dec. 31, 2025

OneAmerica Financial® 2026 Leaders’ Conference invitation

A Career associate general agent (AGA) may earn an invitation to the OneAmerica Financial 2026 Leaders’ Conference by meeting these qualifications:

  • Four Career agents in their unit qualifying for an invitation; and
  • 91% or greater persistency on the Dec. 2025 persistency report

or

  • $330,000 in unit qualifying FYC; and
  • 91% or greater persistency on the Dec. 2025 persistency report
  • AGAs may qualify on career agent rules based on personal production.

Personal production is excluded from the unit calculations.

Qualifying FYC defined

“Qualifying FYC” is annualized paid first-year commissions from OneAmerica Financial company product sales, with at least 50% coming from ILFS life insurance. OneAmerica Securities gross dealer concessions (GDC) are included in the calculation, weighted at 50% of the GDC rate. We include all FYC from ILFS and Employee Benefits paid business.

Lives credit

One lives credit is given for the sale of each:

  • Individual life policy
  • Individual annuity policy
  • Group life contract

Riders, OneAmerica Securities sales do not count toward any lives credit.

Persistency

Persistency will be measured as of Dec. 31, 2025. It is based on the number of ILFS life insurance policies issued during the prior 36 months adjusted for those policies that lapsed in the last 12 months. Both premium persistency and policy persistency are determined, and the better rate of the two is used. To be eligible to attend the OneAmerica Financial 2026 Leaders’ Conference, the agent must achieve a persistency rate of at least 91%.

Conference information

  • Attendance at the OneAmerica Financial 2026 Leaders’ Conference is by invitation only.

  • The company has sole discretion over final interpretation of the qualification rules and the ultimate issuance of invitations. 

  • Only career agents, emeritus agents, sales directors, associate general agents and general agents holding an active contract on the conference date may attend. 

  • If an agent is unable to attend the conference, no substitute conference or other form of compensation will be awarded. 

  • For each agent who qualifies, OneAmerica Financial will pay eligible expenses for the agent and one guest. 

  • No additional expense or compensation will be granted to any agent who attends without a guest. 

  • The agent and the agent’s guest and/or family members are encouraged to attend all business sessions. 

  • A family member is anyone related to the agent by blood or adoption, including the invitee’s and guest’s children, siblings and parents. 

  • OneAmerica reports taxable expenses to the IRS as required by law. 

© 2024 OneAmerica Financial Partners, Inc. All rights reserved.
For use with financial professionals only. Not for public distribution.