INDEPENDENT BROKERAGE PRODUCER

The conference qualification period is Jan. 1, 2025 through Dec. 31, 2025.

QUALIFICATION RULES

Each year, producers may qualify for an invitation to Chairman’s Trip (CT) and Independent Leaders’ Conference (ILC). Please note the following requirements below. For more information on ILC, please reference the links below:

Weighted Premium Dollars^*	Qualify to attend CT or ILC	Qualify to attend both CT and ILC
$400,000	X
$500,000		X

^**Weighted premium production is required between January 1, 2025 and December 31, 2025. In addition to the weighted premium dollar requirement above, producers must also satisfy a minimum of five lives credit and at least a 91.00% agent persistency ratio on the December 31, 2025, persistency report. No more than 25% of qualifying production can result from policies written on oneself.

GENERAL TRIP INFORMATION

Attendance at the OneAmerica Financial 2026 Chairman’s Trip is by invitation only.
Interpretation of the qualification rules and ultimate issuance of invitations are at the discretion of the company.
No substitutions or compensation will be given in the event a producer cannot attend the trip.
OneAmerica Financial will pay eligible expenses for the producer who has been extended an invitation and one guest age 18 or older.
No additional expenses will be allowed for a producer attending without a guest.
OneAmerica Financial reports taxable expenses to the IRS, as required by law.
Only producers holding an active producer contract on the actual dates of the trip may attend.

PERSISTENCY

To be eligible for a OneAmerica Financial 2026 Chairman’s Trip invitation, the producer must have at least 91.00% persistency ratio on the December 31, 2025 persistency report.

DEFINITIONS

Weighted Premium is calculated according to the following schedule:

Weighted Premium

Whole Life — Multiple Pay	100% of annualized premium
Whole Life — Single Pay	10% of annualized premium
PUA Rider Premium	10% of first-year premium received
Other Rider Premium	100% of annualized premium
Care Solutions Life — Multiple Pay	100% of annualized premium
Care Solutions Life — Single Pay	10% of annualized premium
Term Life	100% of annualized premium
Care Solutions Annuities	10% of first-year premium
AUL Fixed Annuities	10% of first-year premium

^*Care Solutions Annuity policies that fund a Care Solutions Life policy will not receive any annuity credit. 100% of credit will be applied to the life portion of the sale.

Lives credit

The following items count as one life:

Each sale of an individual life policy
Each sale of an individual annuity policy

Note: Riders attached to individual policies will not count as a life.