Career Agents

The conference qualification period is Jan. 1, 2025 through Dec. 31, 2025.

QUALIFICATION RULES

Producers may qualify for an invitation to the OneAmerica Financial^® 2025 Chairman’s Trip by meeting the following requirements:

$220,000 agency Qualifying FYC; and,
91% or greater on the December 31, 2025 persistency report
15 lives

Alternative Qualification:

$400,000 Total FYC *as indicated on the December 31, 2025 Leaders' Report
Minimum of $50,000 in Life FYC
91% or greater on the December 31, 2024 persistency report

GENERAL TRIP INFORMATION

Attendance at the OneAmerica Financial^® 2026 Chairman’s Trip is by invitation only.
Interpretation of the qualification rules and ultimate issuance of invitations are at the discretion of the company.
No substitutions or compensation will be given in the event a producer cannot attend the trip.
OneAmerica Financial will pay eligible expenses for the producer who has been extended an invitation and one guest age 18 or older.
No additional expenses will be allowed for a producer attending without a guest.
OneAmerica Financial reports taxable expenses to the IRS, as required by law.
Only producers holding an active producer contract on the actual dates of the trip may attend.

PERSISTENCY

To be eligible for a OneAmerica Financial^® 2025 Chairman’s Trip invitation, the producer must have at least 91.00% persistency ratio on the Dec. 31, 2025 persistency report.

GLOSSARY OF TERMS

Qualifying FYC defined

“Qualifying FYC” is annualized paid first-year commissions from OneAmerica Financial company product sales, with at least 50% coming from ILFS life insurance. OneAmerica Securities gross dealer concessions (GDC) are included in the calculation, weighted at 50% of the GDC rate. We will include all FYC from ILFS and Employee Benefits paid business.

Lives credit

One lives credit is given for the sale of each:

Individual life policy
Individual annuity policy
Group life contract

Note: Riders, OneAmerica Securities sales do not count toward any lives credit.

Persistency

Persistency is measured as of Dec. 31, 2025. It is based on the number of ILFS life insurance policies issued in the prior 36 months adjusted for those policies that lapsed in the last 12 months. Both premium persistency and policy persistency are determined, and the better rate of the two is used. To be eligible for OneAmerica Financial^® 2026 Chairman’s Trip, the agent must achieve a persistency rate of at least 91.00%.